Cost of Therapy in India: What You Need to Know
Curious about therapy costs in India? Learn how much counselling sessions typically cost, factors affecting fees, and how to find affordable therapy options.
Introduction
Mental health is gaining recognition in India like never before. From students struggling with exam stress to working professionals dealing with burnout, more people are opening up to the idea of seeking therapy. But one common question remains, how much does therapy cost in India?
The truth is, there isn’t a one-size-fits-all answer. Therapy costs vary based on the therapist’s qualifications, the city you live in, the format of sessions (online vs offline), and the type of therapy you need. In this blog, we will break down the average counselling session fees in India, explore what influences these costs, and guide you toward finding affordable therapy in India without compromising quality.
If you are considering therapy, this guide will help you plan financially while making mental health a priority.
Average Cost of Therapy in India
The cost of therapy in India ranges widely depending on multiple factors. On average:
- Counsellors/psychologists in India charge between ₹500 to ₹2,500 per session.
- Senior psychologists or clinical psychologists with specialized training may charge ₹2,000 to ₹5,000 per session.
- Psychiatrists (medical doctors who can prescribe medication) may charge ₹1,500 to ₹4,000 per consultation.
Session length: Most counselling sessions last between 45–60 minutes. Some therapists offer shorter sessions (30 minutes) at a lower cost, especially for follow-ups.
It’s important to note that fees can be significantly higher in metro cities like Mumbai, Delhi, and Bangalore compared to smaller towns.
Factors That Influence Therapy Costs
The cost of therapy in India is shaped by several factors:
1. Therapist’s Qualifications
- Counselling psychologists (Master’s degree holders in psychology) generally charge less.
- Clinical psychologists with an M.Phil. and RCI registration usually have higher fees due to their advanced training.
- Specialized therapists (trauma-focused, couples therapy, child psychology, etc.) often charge premium rates.
2. City and Location
- Metro cities: Higher rent and demand push fees upward (₹1,500–₹3,500/session).
- Tier-2 and Tier-3 cities: Therapy is relatively affordable, often starting at ₹500–₹1,000/session.
3. Mode of Therapy
- Online counselling in India has made therapy more accessible and often more affordable. Some platforms offer sessions starting at ₹500.
- Offline/in-person therapy may cost more due to clinic expenses.
4. Session Type and Duration
- Individual therapy: Standard fee structure.
- Couples therapy/family therapy: Costs more (₹2,000–₹5,000/session).
- Group therapy: Usually cheaper per person, as costs are shared.
5. Therapist’s Experience
- A therapist with 5–10 years of experience will likely charge more than a fresher. However, that doesn’t always mean better therapy, finding the right match matters more.
Affordable Therapy in India: Is It Possible?
Yes, therapy can be affordable — if you know where to look. Here are some options:
1. Online Counselling Platforms
Services like PsyQuench Counselling offer structured, affordable therapy sessions with trained professionals across India. Online platforms usually have lower costs compared to traditional clinics.
2. Sliding Scale Fees
Some therapists offer sliding scale pricing based on your financial situation. You can ask your therapist if this option is available.
3. Universities and Training Institutes
Colleges with psychology programs often have low-cost counselling clinics, run by trainees under supervision. These can be great options for students and individuals with tight budgets.
4. NGOs and Mental Health Helplines
Organizations like iCall (TISS Mumbai) and Snehi offer affordable or even free counselling services.
5. Short-Term Therapy Packages
Some therapists offer packages for a fixed number of sessions at a reduced cost. This helps in budgeting your therapy journey.
Therapy Cost vs. Value: Why It’s Worth It
It’s natural to hesitate when looking at counselling session fees in India, especially if you’re unsure how many sessions you’ll need. But think of therapy as an investment in yourself.
- Therapy improves productivity at work.
- It strengthens relationships.
- It enhances self-awareness and decision-making.
- It prevents long-term mental health struggles that may become more expensive to treat later.
When compared to expenses like dining out, shopping, or entertainment, therapy is a life-changing investment that pays off in overall well-being.
It is also essential for you to know the different types of therapy to understand what works better for you! PsyQuench offers a range of certificate courses for you to choose from.
How Many Sessions Do You Need?
There’s no fixed answer. Some people feel relief after 4–6 sessions, while others may need months of therapy depending on the concern. Your therapist will guide you after an initial assessment.
Remember: Therapy is not a one-time solution but a process. Budgeting for at least 8–10 sessions is often recommended to see meaningful progress.
Insurance and Therapy Costs in India
A common question is: Does insurance cover therapy in India?
The short answer: Yes, but with limitations.
Since 2017, the Mental Healthcare Act mandates that insurance providers cover mental health treatment. However:
- Coverage often includes psychiatric hospitalization but not regular counselling sessions.
- Some new-age insurers are slowly including outpatient therapy coverage, but it’s still rare.
For a detailed guide, you can check our blog on Therapy and Insurance in India.
Practical Tips to Manage Therapy Costs
- Start with online sessions if affordability is a concern.
- Look for therapy packages instead of paying per session.
- Check if your employer offers EAPs (Employee Assistance Programs). Many companies provide free counselling sessions for staff.
- Prioritize needs — even 1–2 sessions a month can make a difference.
- Don’t hesitate to discuss fees with your therapist. Many are open to adjustments.
Summary
The cost of therapy in India varies widely, from ₹500 to ₹5,000 per session, depending on qualifications, location, and type of therapy. While this may seem overwhelming, affordable options exist through online platforms, NGOs, and sliding-scale fees. Therapy should be seen not as an expense but as an investment in mental health and well-being.
If you’re looking for affordable and accessible counselling, PsyQuench Therapy Services provide professional support tailored to your needs.
Conclusion
Mental health is as important as physical health — yet, therapy costs in India often hold people back from seeking help. The reality is that therapy doesn’t always have to be expensive. Whether through online counselling, NGO services, or affordable private sessions, help is available.
By understanding the true costs of therapy and exploring your options, you can take the first step toward better mental health without financial stress.
Invest in yourself — Find affordable therapy with PsyQuench.
FAQs
1. How much does therapy cost in India per session?
On average, therapy costs between ₹500 to ₹2,500 per session for counselling psychologists and ₹2,000 to ₹5,000 for clinical psychologists or psychiatrists.
2. Is online therapy cheaper than in-person therapy in India?
Yes, online therapy is usually more affordable, with sessions starting as low as ₹500.
3. Can I find free counselling in India?
Yes, several NGOs, helplines, and universities offer free or low-cost counselling services.
4. Does insurance cover therapy in India?
Some insurance policies cover psychiatric treatment, but coverage for outpatient counselling is still limited.
5. How do I know if a therapist is worth the cost?
A good therapist will make you feel heard, respected, and supported. The value lies in improved mental health, relationships, and daily functioning.
